Terms of Service

AigonPay Limited (trading as aigon.ai)

Last Updated: 29 September 2025

Effective Date: 29 September 2025

1. Agreement to Terms

By accessing or using the AI assistant services ("Services") provided by AigonPay Limited ("we," "our," "us," or "aigon.ai") through WhatsApp, Telegram, or other supported messaging platforms, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must not use our Services.

If you are using our Services on behalf of an organisation, you represent and warrant that you have the authority to bind that organisation to these Terms.

2. Description of Services

We provide AI-powered personal assistant services through messaging platforms, including but not limited to:

Services are provided through automated AI systems without human intervention unless specifically stated. Different assistants may have different capabilities and data retention policies (persistent or ephemeral).

3. Account Registration and Access

3.1 Account Creation

To use our Services, you must: - Interact with our bot through a supported messaging platform - Provide a valid identifier (WhatsApp phone number, Telegram ID, etc.) - Optionally provide a display name (can be a pseudonym)

3.2 Account Security

You are responsible for: - Maintaining the security of your messaging platform account - All activities that occur through your account - Notifying us of any unauthorised use

3.3 Age Requirements

By using our Services, you represent that you: - Are at least 13 years old, OR - Have parental or guardian permission if under 13 - Have the legal capacity to enter into these Terms

4. Acceptable Use Policy

4.1 Permitted Use

You may use our Services for lawful purposes including: - Personal productivity and assistance - Educational and homework help - Professional tasks and research - Creative writing and content generation - General information queries

4.2 Prohibited Use

You must NOT use our Services to: - Violate any applicable laws or regulations - Infringe intellectual property rights - Generate or distribute harmful, offensive, or illegal content - Attempt to harm minors in any way - Impersonate others or misrepresent affiliations - Transmit malware, viruses, or malicious code - Attempt to gain unauthorised access to our systems - Engage in academic dishonesty (submit AI-generated work as your own without permission) - Generate spam, phishing content, or deceptive material - Create content promoting violence, hate speech, or discrimination - Circumvent any technical limitations or security measures

4.3 Content Guidelines

When using our Services, you acknowledge that: - You are responsible for all content you submit - We may refuse to process inappropriate requests - Educational assistance should be used as a learning tool, not for plagiarism

5. Intellectual Property Rights

5.1 Our Intellectual Property

The Services, including all software, algorithms, designs, and documentation, are owned by AigonPay Limited and protected by intellectual property laws. You may not: - Copy, modify, or create derivative works - Reverse engineer or attempt to extract source code - Remove any proprietary notices

5.2 Your Content

You retain ownership of content you submit to our Services. By submitting content, you grant us a worldwide, non-exclusive licence to: - Process and analyse your content to provide Services - Store content as necessary for service functionality - Use anonymised, aggregated data to improve our Services

5.3 AI-Generated Content

Content generated by our AI assistants: - Is provided for your use under these Terms - Should be reviewed for accuracy before use - May not be unique (similar queries may generate similar responses) - Should not be relied upon for critical decisions without verification

6. Privacy and Data Protection

Your use of our Services is subject to our Privacy Policy, available at [aigon.ai/privacy]. By using our Services, you consent to our data practices as described in the Privacy Policy.

Key points: - We collect minimal personal data (identifiers and optional names) - Persistent assistants retain conversation history; ephemeral assistants do not - We do not sell your personal data - You can request data deletion at any time

7. Payment Terms

7.1 Current Pricing

Our Services are currently provided free of charge.

7.2 Future Pricing

We reserve the right to introduce paid features or subscriptions in the future. Any charges will be: - Clearly communicated before implementation - Optional or provided with adequate notice for existing users - Subject to additional payment terms

8. Service Availability and Modifications

8.1 Service Availability

We strive to provide reliable Services but do not guarantee: - Uninterrupted or error-free operation - Availability at all times - Compatibility with all devices or platforms

8.2 Service Changes

We reserve the right to: - Modify, suspend, or discontinue Services - Update features and functionality - Change system requirements - Implement usage limits or quotas

We will provide reasonable notice of significant changes where practicable.

9. Disclaimers and Limitations

9.1 No Professional Advice

Our Services provide general information and assistance only. We do not provide: - Medical, legal, or financial advice - Professional consultation services - Emergency services - Guaranteed factual accuracy

Always consult qualified professionals for important decisions.

9.2 AI Limitations

You acknowledge that AI services: - May produce incorrect or biased information - Cannot replace human judgment - May not understand context perfectly - Should be used as a tool, not sole decision-maker

9.3 Third-Party Platforms

We are not responsible for: - The messaging platforms (WhatsApp, Telegram, etc.) - Platform outages or changes - Platform terms of service violations

10. Indemnification

You agree to indemnify, defend, and hold harmless AigonPay Limited, its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including legal fees) arising from: - Your violation of these Terms - Your use or misuse of the Services - Your violation of any third-party rights - Content you submit through the Services

11. Limitation of Liability

11.1 Disclaimer of Warranties

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

11.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW: - WE SHALL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES - OUR TOTAL LIABILITY SHALL NOT EXCEED £100 OR THE AMOUNT YOU PAID US IN THE PAST 12 MONTHS, WHICHEVER IS GREATER - THESE LIMITATIONS APPLY EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES

11.3 Exceptions

Nothing in these Terms excludes or limits liability for: - Death or personal injury caused by negligence - Fraud or fraudulent misrepresentation - Any liability that cannot be excluded by law

12. Termination

12.1 Termination by You

You may stop using our Services at any time by: - Ceasing interaction with our bots - Requesting account deletion via privacy@aigon.ai - Blocking our bot on the messaging platform

12.2 Termination by Us

We may suspend or terminate your access if you: - Violate these Terms - Engage in abusive or harmful behaviour - Use Services for illegal purposes - Exceed reasonable usage limits

12.3 Effect of Termination

Upon termination: - Your right to use Services ceases immediately - We may delete your data per our Privacy Policy - Provisions that should survive will remain in effect

13. Dispute Resolution

13.1 Informal Resolution

Before formal proceedings, you agree to attempt resolution by contacting us at legal@aigon.ai with: - Description of the issue - Supporting documentation - Proposed resolution

We will respond within 30 days.

13.2 Governing Law

These Terms are governed by the laws of England and Wales, without regard to conflict of law principles.

13.3 Jurisdiction

Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales, except where prohibited by law.

13.4 Class Action Waiver

WHERE PERMITTED BY LAW, YOU WAIVE ANY RIGHT TO BRING CLAIMS AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.

14. General Provisions

14.1 Entire Agreement

These Terms and our Privacy Policy constitute the entire agreement between you and AigonPay Limited regarding the Services.

14.2 Amendments

We may update these Terms by: - Posting revised Terms on our website - Notifying you through the Service - Updating the "Last Updated" date

Continued use after changes constitutes acceptance.

14.3 Severability

If any provision is found unenforceable, the remaining provisions shall continue in full effect.

14.4 Waiver

Our failure to enforce any provision does not waive our right to enforce it later.

14.5 Assignment

You may not assign these Terms without our consent. We may assign our rights and obligations without restriction.

14.6 Force Majeure

We are not liable for failures due to circumstances beyond our reasonable control, including but not limited to natural disasters, wars, strikes, or Internet outages.

14.7 Notices

Notices to us should be sent to: - Email: legal@aigon.ai - Post: Niddry Lodge, 51 Holland Street, London, W8 7JB

14.8 Export Controls

You may not use the Services in violation of export laws and regulations of the UK, EU, or other applicable jurisdictions.

15. Contact Information

For general inquiries: Email: support@aigon.ai

For legal matters: Email: legal@aigon.ai

For privacy concerns: Email: privacy@aigon.ai

Postal Address: AigonPay Limited
Niddry Lodge
51 Holland Street
London, W8 7JB
United Kingdom

Company Registration: Registered in England and Wales
Company Number: 16219013
Registered Office: 71-75 Shelton Street, Covent Garden, London, WC2H 9JQ


By using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.